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Disclaimer

Please read this disclaimer carefully before using MedicareBuddyy.com. It explains the limitations of our content and your responsibilities as a reader.

1. General Disclaimer

The information provided on MedicareBuddyy.com is for general informational and educational purposes only. All information on this site is provided in good faith, however we make no representation or warranty of any kind regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site.

Under no circumstance shall MedicareBuddyy.com have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site. Your use of the site and your reliance on any information on the site is solely at your own risk.

2. Not Medical Advice

The content published on MedicareBuddyy.com is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.

Never disregard professional medical advice or delay seeking it because of something you have read on MedicareBuddyy.com. If you think you may have a medical emergency call your doctor or 911 immediately.

3. Not Financial or Insurance Advice

Nothing on MedicareBuddyy.com constitutes financial, insurance, or legal advice. The information we provide about Medicare plans, costs, premiums, and coverage is for general educational purposes only.

Before making any Medicare enrollment decision you should:

✅ Consult a licensed Medicare insurance agent or broker in your state

✅ Visit the official Medicare website at Medicare.gov

✅ Call Medicare directly at 1-800-MEDICARE (1-800-633-4227)

✅ Contact your State Health Insurance Assistance Program (SHIP) for free unbiased counseling at shiphelp.org

4. Not Affiliated with Medicare or the US Government

MedicareBuddyy.com is a privately owned independent website. We are not affiliated with, endorsed by, or connected to:

❌ The US Federal Government

❌ The Centers for Medicare and Medicaid Services (CMS)

❌ The Social Security Administration (SSA)

❌ Medicare.gov or any official Medicare program

❌ AARP or any other senior organization

❌ Any Medicare insurance carrier including Humana, UnitedHealthcare, Aetna, or Cigna

5. Accuracy of Information

While we make every effort to ensure the information on MedicareBuddyy.com is accurate and up to date, Medicare rules, premiums, deductibles, and coverage details change every year. We cannot guarantee that all information is current at the time you read it.

We strongly recommend verifying all Medicare cost and coverage information directly with:

🏥 Medicare.gov — the official US Medicare website

🏛️ CMS.gov — Centers for Medicare and Medicaid Services

📋 SSA.gov — Social Security Administration

6. Advertising Disclaimer

MedicareBuddyy.com displays advertisements through Google AdSense. These advertisements are selected and served automatically by Google based on the content of our pages and your browsing history.

The display of advertisements on MedicareBuddyy.com does not constitute an endorsement of any advertiser, product, service, or insurance plan. We never accept payment to feature, promote, or recommend any specific Medicare plan, insurance company, or product in our editorial content.

7. External Links Disclaimer

MedicareBuddyy.com contains links to external websites including Medicare.gov, CMS.gov, SSA.gov, and AARP.org. These links are provided for your convenience and reference only. We have no control over the content, accuracy, or availability of external websites and are not responsible for their content or privacy practices.

8. Professional Advice Disclaimer

The information on MedicareBuddyy.com is not a substitute for professional advice. We strongly encourage all readers to seek qualified professional guidance before making Medicare enrollment decisions including:

👨‍💼 A licensed Medicare insurance agent or broker

💰 A certified financial planner familiar with Medicare costs

🤝 Your free SHIP counselor — available in every state at shiphelp.org

⚖️ An elder law attorney for complex Medicare and Medicaid planning situations

9. Changes to This Disclaimer

We reserve the right to update or modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting to the website. Your continued use of MedicareBuddyy.com following any changes constitutes your acceptance of the updated disclaimer.

10. Contact Us

If you have any questions about this disclaimer please contact us:

Email	legal@medicarebuddyy.com
Website	medicarebuddyy.com/contact

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